I have never done a "Fun Monday" before, but I read them regularly over at Sayre's blog. So when she announced that she was hosting this week, I said "Sign me up!". This week's topic is:
What are you and your family doing to deal with the current economic situation on a personal level? Obama's got a plan for the nation, but how do you/will you deal with your own economic stress?
First, let me say that I am very lucky to have a job that is not really affected by the current economic crisis. Yes, some new teachers and superfluous "support" positions are being cut. And yes, the school budget for next year will be tight. But not only have I been with this school corporation for 5 years ( which means a lot of newer teachers to potentially get cut before me), but I'm also in special education. So I'm safe. And because I'm on a salary, my paycheck is pretty much always the same. I've heard that we might not get a raise next year but given the current state of the economy, I can live with that.
Having said all that, let me also say that I NEVER have enough money. Since my divorce 7 years ago I have pretty much always been in a deficit situation. The last 5 years have brought some nice raises which have made it a little easier to breath. But with all the problems people have been having, I have basically just been trying to solidify my financial position.
Steven has been helping me work on a budget, so I've been doing better at keeping my bills organized and paying them on time. I pay most of my bills in cash. I have actually been writing out a menu and planning meals, both to better use the sale ads and coupons and to keep us eating at home more. I am way more cautious with my gas, and told Rachael "no" to 2 play auditions because had she gotten a part the running back and forth would have been a strain on the budget. I am currently preparing a resume to apply to tutoring sites like Sylvan and Huntington. And I plan to get a summer teaching job.
Oh, I forgot, my dryer broke before Christmas and rather than replace it right now, until I get some bills paid off, I'm hauling wet clothes to the laundrymat every weekend.